D&B risk indicator
The D&B risk indicator is based on the D&B score and the expert rules. It specifies which default risk class a company should be assigned to at the present time.
The D&B risk indicator represents a company’s likelihood of bankruptcy on a scale of 1 (lowest default risk) to 4 (highest default risk) for the next 12 months.
The calculation of the score is based on a wide variety of categories that are incorporated into the result with different weightings, also forming the basis for the D&B risk indicator.
Risk indicator | Score | Default risk | Traffic light colour |
|---|---|---|---|
1 | 87–100 | low | Green |
2 | 48–86 | below average | Green |
3 | 16–47 | average | Yellow |
4 | 1–15 | high | Red |
- | - | undefined | White |
NB (New Business) | - | Newly-founded business | White |
NQ (Not quoted) | - | Company no longer active | White |
